Special Episode: Payday Super

Big changes are coming, and they’re closer than you think.

From 1 July 2026, “Payday Super” will require businesses to pay superannuation at the same time as wages — not quarterly. In this bonus episode, Michelle and Stacey break down exactly what this means for small business owners, who it applies to, and why you need to act now.

We cover:

• Who is affected (hint: if you pay anyone, including yourself — this is for you)
• What “payday super” actually means in practice
• The cash flow impact and how to prepare
• The July 2026 “double whammy” risk many businesses aren’t ready for
• New ATO data matching and stricter penalties for late payments
• Why super is one of the biggest compliance risks for business owners
• Practical steps you can take now to avoid stress, penalties, and personal liability

We also discuss the closure of the ATO Small Business Super Clearing House and what you need to do before it’s gone for good.

If you employ staff (or plan to), this is one episode you can’t afford to miss. The rules are changing — and the consequences of getting it wrong are getting bigger.

Moral of the story? Pay your super on time, every time.